Mature Life Features

Cecil Scaglione, Editor

Archive for the ‘Viewpoint’ Category

The Folks Around Me . . .

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. . . are constant reminders that

going to church

doesn’t make you a Christian

anymore than standing in the kitchen

makes you a chef.

Crooks Steal From the Dead

Dead men may tell no tales but their obituaries can reveal volumes. Especially to thieves who study death notices to glean information they can use to pluck you clean.

It feels comforting to inform the world of the passing of a loved one and to include details of their life, including birthdate, address, hobbies, achievements, work and career highlights along with a list of surviving family members.

Scam artists gorge on this information. The more detail there is, the more steps you provide them to get closer to stealing your identity, the identity of the deceased, or both.

Listing the dead person’s age is okay, but don’t include their birthday. A death notice including the address of the deceased along the name of their surviving spouse along with other personal details provides a roadmap for scam artist to follow.

It’s been estimated that the identity of as many as 1 million dead people a year is co-opted by crooks who clean out existing accounts or obtain credit cards and apply for loans in the name of the deceased. Some scammers even file tax returns in the name of the dead to collect refunds.

Crooks also call survivors claiming the deceased must pay a debt they have. First of all, there is no legal obligation to pay any such a debt, unless you co-signed for it. So hang up. There’s also the fraudulent insurance scam: the caller claims the deceased took out a life insurance policy but before the benefits payment can be made there’s a final premium payment required for handling fees, taxes and whatever. Hang up.

Written by Cecil Scaglione

October 22, 2022 at 2:00 am

Posted in Finance, Humor / Quote, Viewpoint

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Giving for Christmas Means More Than Toys

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The Star of Bethlehem has been eclipsed by Santa’s sled burgeoning with expensive toys for all ages. The Three Wise Men have been shunted aside by Rudolph the Red Nosed Reindeer.

The Christmas spirit of giving has given way to “gimme.”

This is not a rail about how things were better “back then.” But it is an opportunity to discuss blending sound financial decisions with the true spirit of giving.

Grandparents do their grandchildren no favors by tumbling mountains of gifts and gadgets on them year after year. To truly give a gift that’s worthwhile, divert the amount of money spent on all that loot into long-term bonds that mature as the youngsters head for college, or in government savings bonds that can be cashed as needed, or into trust funds to help them get over the financial humps that coincide with raising a young family of their own.

Think about it. You just spent hundreds of dollars on the latest hi-tech gadget or on a set of wheels – skateboard, inline skates, bicycle or auto – or on several humongous wooly monsters. Much of all that won’t be around in a couple or three years. And the kid probably won’t even remember what you contributed to the pile of goodies he comes to expect annually.

However, if you funnel that money into a bank account or investment that is the child’s, you not only help secure his or her future, you build a separate memory all for yourself.

It also gives you an opportunity to help teach the youngster about the importance of investing as both of you watch the money grow over the years. And it fits into the traditional spirit of Christmas that calls for loving the present (not presents), looking forward to the future, and preserving the past.

Written by Cecil Scaglione

September 16, 2022 at 3:00 am

Posted in Viewpoint

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Free is Absolute . . .

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. . .there is either free speech or there isn’t.

Written by Cecil Scaglione

July 29, 2022 at 3:00 am

Posted in Viewpoint

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If Everyone’s An Editor . . .

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. . . why didn’t they

get the lead out of

the three messages I saw yesterday morning

about people being led somewhere?

Written by Cecil Scaglione

May 21, 2022 at 3:00 am

Posted in Viewpoint

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A Sure-Fire Way . . .

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. . . to make money

the next time you go

to Las Vegas.

GET A JOB.

Written by Cecil Scaglione

April 15, 2022 at 3:00 am

Posted in Viewpoint

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Most Folks Don’t See Themselves . . .

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. . . as other do.

You may think you’ve spent a lot of effort to become a good listener. You’ve become so good you often know what people are going to say before they say it.

So, to help them along, you rudely interrupt and finish what they were going to say for them.

What about the chap who claims to be open to change and welcomes new ideas and developments as they take hold in society. At the same time, they keep reminding everyone loudly about the good old days.

Most people have misperceptions about themselves. Some individuals have more than others.

You might think you’re good a conflict resolution, of helping to bring feuding relatives, coworkers, neighbors or colleagues together.

They may see you just as a meddling, intrusive or bossy interloper who tries to impose your mores and morals on everybody else.

Their view of you might the same if you see yourself as someone who can really get people to do things, to have fun and get out and enjoy life.

Thinking you’re a problem solver can be tricky. Most folks study a problem awhile before trying to solve it. Even if you see what you think is a solution and offer it too quickly, you’ll be perceived as someone who jumps to conclusions.

This applies to your perception of being decisive. If you take your time to collect as much data, information and facts as you can before taking any course of action, the people around you will see you as an old wishy-washy fuddy-duddy.

It may be wise to just go along on matters of little impact and to take your own route on issues that affect your method and manner of living. The results can help you get a clearer picture of yourself while not distorting what other people see in you.

Written by Cecil Scaglione

March 29, 2022 at 3:00 am

Posted in Viewpoint

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F I N A L L Y ! ! !

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I’ve found something that always pisses me off.

It’s people who ask me for some advice,

then get pissed off because I tell them the truth.

Written by Cecil Scaglione

February 27, 2022 at 3:00 am

Posted in Viewpoint

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A Skilled Conversationalist . . .

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Conversation Clip art - People Speaking Cliparts png download ...

. . . is someone who’s learned

how to keep

their foot out of their mouth.

Written by Cecil Scaglione

December 16, 2021 at 3:00 am

Posted in Viewpoint

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The Neighbor Who Blithely …

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. . . tells us not to worry because the things we worry about rarely happen

proves one thing:

she’s not a very good worrier.

Written by Cecil Scaglione

December 9, 2021 at 3:00 am

Posted in Viewpoint

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A Retired Fire Chief . . .

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. . . wondered loudly at a nearby table the other day why we’re still paying our activities director while there are no activities during the current Covid-19 hiatus at Sunrise.

The question arose that perhaps this was a throwback to when he was with the fire department and was only paid by the fire.

Written by Cecil Scaglione

November 29, 2021 at 3:00 am

Posted in Viewpoint

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