Mature Life Features

. . . and celebration

of this season

goes all the way back to Adam

when he took a present to the Garden,

and said, “It’s Christmas, Eve.”

Moving May Damage Your Credit

Moving can result in a lower credit score because bills may get lost in the mail or may be forwarded but arrive too late to pay on time. The delayed payments, or lack of payment, become blots on your credit history.

Another bit of misinformation is that canceling unused credit cards will improve your credit score. It can do the opposite because you dump a chunk of available credit. It lowers the amount of credit available to you while increasing the percentage of available credit you use. If you do close down a credit card, do it to one with a low credit limit.